Finance options
Finance your tiny home, transportable home, or cabin
We work with trusted finance partners to offer flexible funding across our full range of builds. Competitive rates, straightforward applications, and terms to suit your budget.
Why finance with us
Built around you, not the bank
Flexible terms
Spread your payments over a term that works for you. Short-term or long-term, we'll help you find the right fit.
Competitive rates
Interest rates are based on your credit profile, deposit, and loan term. Our finance partners work to get you the best rate available.
No hidden fees
Full transparency on all costs from the start. You'll know exactly what you're paying before you sign anything.
Fast approvals
Our finance partners process applications quickly so you're not left waiting. Most applications are assessed within days.
No land ownership required
You don't need to own the land your build sits on. A permission deed from the landowner is all that's needed.
Affordable repayments
Weekly or fortnightly repayment options to match your pay cycle. Finance is available across our full range of builds.
How it works
Four steps to your new build
Get a quote
Browse our range, take the quiz, or get in touch. We'll put together a detailed quote for the build you want.
Apply for finance
Complete a straightforward application with our finance partner. You'll need proof of income, ID, and your SHS quote.
Get approved
Our finance partner assesses your application and comes back with a rate and repayment plan. No surprises.
Move in
Once finance is confirmed, your build goes into production. When it's delivered and set up, you get the keys.
Indicative repayments
What could your repayments look like?
The table below shows indicative weekly repayments across a range of build prices over a 7-year term at 12.95% p.a. Actual rates and terms will depend on your credit profile and finance provider.
| Build type | Size | Price from | Est. weekly |
|---|---|---|---|
| Cabin | 4.5x3 Studio | $35,990 | ~$155/wk |
| Cabin | 6x3 Studio | $40,990 | ~$177/wk |
| Cabin | 7x3 Twin | $57,500 | ~$248/wk |
| Tiny Home | 6x3 Studio | $65,150 | ~$281/wk |
| Tiny Home | 8x3 One Bed | $81,900 | ~$353/wk |
| Tiny Home | 10x3 One Bed | $105,700 | ~$456/wk |
| Tiny Home | 12x4 Two Bed | $156,730 | ~$676/wk |
| Transportable | 14x4 Three Bed | $189,525 | ~$817/wk |
| Transportable | 16x5 Three Bed | $250,560 | ~$1080/wk |
| Transportable | 16x7 Four Bed | $340,800 | ~$1469/wk |
Indicative only. Based on 7-year term at 12.95% p.a. with no deposit. Actual repayments will vary based on your approved rate, term, and deposit. Finance is provided by third-party lenders, not Smart Housing Solutions.
Ready to get started?
Let's talk about your finance options
Our team can walk you through the process, connect you with a finance partner, and help you work out what fits your budget.